Credit card ownership in Tunisia 2024, by gender
As of January 2024, the credit card penetration rate in Tunisia was at 2.4 percent. Male adults in the country registered a rate of 3.9 percent, and they were significantly more likely to own a credit card than women. In the same period, just less than one women out of 100 had access to a credit card in Tunisia. The penetration rate of payment cards in the country is low, especially when compared to the banking penetration. Nearly 36 percent of the population had a bank account in the beginning of 2024.