CET1 ratio of Atom Bank 2016-2023
Founded in 2014, Atom Bank was the first online-only bank to be granted a full UK regulatory license in 2015. The Common Equity Tier 1(CET1) ratio of Atom Bank showed some fluctuations between 2016 and 2023. The highest CET1 ratio was recorded in 2017, at 43.9 percent. It was followed by a period of significant decline, with 2021 seeing the lowest ratio. As of 2023, the CET1 ratio of Atom Bank was 18.9 percent.