Payments in Europe

Statistics report with a country-by-country comparison on cash, credit cards and other payment methods in Europe

Payments in Europe

Often considered a single region, Europe treats digital payments differently between individual countries. Which trends and brands should you know about?

This statistics report aims to provide a country-by-country comparison, specifically looking at the use of cash, cards, and alternative payment methods, such as BNPL, mobile wallets or A2A. It also provides figures for cross-border payments, remittances, and an outlook on whether digital payments will become more important in the future.

Europe's payment landscape stands out due to its diversity, with some countries having in-market local payment methods that others do not have. This report aims to mention these. Note that more country-specific reports are better suited to explain how such payments methods work. This report provides — by necessity and size of the topic — a bird's-eye view of a large region.

Table of contents

Cash(less)

5
  • Premium Statistic Share of cash according to payment diary studies held in 27 countries worldwide 2023
  • Premium Statistic Top POS and e-commerce payment methods for small-ticket items in Europe 2022
  • Premium Statistic Top POS and e-commerce payment methods for big-ticket items in Europe 2022
  • Premium Statistic Annual commercial and consumer payments revenue in EMEA 2014-2022, by product type
  • Premium Statistic Annual average B2B payment delay in 21 countries in Europe 2015-2023

Payment cards

5
  • Premium Statistic Credit card penetration in 42 countries in Europe 2021
  • Premium Statistic Debit card penetration in 38 countries in Europe 2021
  • Premium Statistic Visa, Mastercard share against domestic solutions in 14 countries in Europe 2021
  • Premium Statistic Credit card market share in POS and e-commerce in 15 countries in Europe 2022
  • Basic Statistic Number of credit cards issued in 38 countries in Europe 2020-2022

Card issuers or processors

6
  • Premium Statistic Visa, Mastercard, Amex, Diners market share against each other in Europe 2015-2022
  • Premium Statistic Biggest merchant acquirers in Europe 2016-2022, based on number of transactions
  • Premium Statistic Payment gateway market in 5 countries in Europe 2018-2022, with forecasts to 2030
  • Premium Statistic Biggest POS terminal companies in the world 2009-2021, based on units shipped
  • Basic Statistic Annual number of POS terminals in the euro area as a whole 2000-2022
  • Premium Statistic POS terminals number in 31 countries in Europe 2023

Alternative payment methods

8
  • Premium Statistic Global mobile wallet market size in 2020 with forecasts to 2025, by region
  • Premium Statistic Mobile wallet adoption in 39 countries and territories worldwide as of 2022
  • Premium Statistic A2A payments adoption in POS or e-commerce worldwide 2022, by region
  • Premium Statistic Biggest A2A payment brands in Europe in 2023, based on monthly transaction count
  • Premium Statistic Buy now, pay later (BNPL) share in e-commerce in 41 countries worldwide 2016-2023
  • Premium Statistic Biggest BNPL (buy now, pay later) apps in Europe in 2023, based on downloads
  • Premium Statistic Global NFC payment value in 2020 with forecasts to 2024, by region
  • Premium Statistic Global QR payment market size in 2020 with forecasts to 2025, by region

Cross-border payments

5
  • Premium Statistic Annual B2B, B2C, C2B cross-border payments and remittances revenue in EMEA 2014-2022
  • Premium Statistic Share of cross-border online shoppers in Europe 2022, by country
  • Premium Statistic Top reasons for cross-border e-commerce in Europe 2023
  • Premium Statistic Top obstacles for cross-border e-commerce in Europe 2023
  • Premium Statistic Top products for cross-border e-commerce in Europe 2023

Remittances

5
  • Premium Statistic Remittance costs in Europe as of Q3 2023, by country
  • Premium Statistic Countries in Europe with most outgoing remittances, by receiving region 2021
  • Premium Statistic Countries in Europe with most incoming remittances, by sending region 2021
  • Premium Statistic Personal remittance inflow towards Europe as a whole 1970-2022
  • Premium Statistic Personal remittance outflow from Europe as a whole 1970-2022

Regional outlook

4
  • Premium Statistic Market size of payments worldwide from 2006 to 2022 with forecasts to 2027, by region
  • Premium Statistic Number of digital payments worldwide 2013-2021 with forecasts to 2027, by region
  • Premium Statistic Value of digital payments worldwide 2017-2022 with forecasts to 2027, by region
  • Premium Statistic Regions or countries believed to be the most likely to innovate payments 2022-2027

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